Tennessee contract deadline calculator
Calendar days ending at 11:59 p.m. local time where the property is located. Counting starts the day after the Binding Agreement Date. If a performance deadline falls on a Saturday, Sunday or federal holiday, it extends to the next business day. The exceptions, which don't move, are the Closing Date, Date of Possession, Completion of Repair Deadline, and Offer Expiration Date. Source
medium confidence · Holidays: Saturdays, Sundays and federal holidays under 5 U.S.C. §6103(a). · Last checked 2026-10-16
Calculate your deadlines
Worked example: Tennessee
Tennessee REALTORS Purchase and Sale Agreement (RF401). Effective Date Friday, October 16, 2026, Closing Friday, November 20, 2026. Calculated with the same rules as the calculator.
| Deadline | Date |
|---|---|
| Earnest Money/Trust Money paid uses 3 days as a placeholder because the form leaves it blank | Monday, October 19, 2026 |
| Loan application and credit report paid | Monday, October 19, 2026 |
| Inspection Period ends uses 10 days as a placeholder because the form leaves it blank | Monday, October 26, 2026 |
| Closing Date uses undefined days as a placeholder because the form leaves it blank | Friday, November 20, 2026 |
What happens if a Tennessee deadline falls on a weekend or holiday?
Saturdays, Sundays and federal holidays under 5 U.S.C. §6103(a).
- Moves to the next business day: Earnest Money/Trust Money paid; Loan application and credit report paid; Inspection Period ends.
- Does not move: Closing Date.
Based on the Tennessee REALTORS Purchase and Sale Agreement (RF401). ClosingCal uses federal holidays. Check any state or local closures that apply to your deal.
Examples from Tennessee sources
Tennessee REALTORS training example: with a Thursday Binding Agreement Date, a 3-day deadline counts Friday (1), Saturday (2), Sunday (3). Because day 3 is a Sunday, the deadline rolls to 11:59 p.m. Monday. Source
Tennessee deadlines explained
Tennessee REALTORS Purchase and Sale Agreement (RF401)
RF401 (current association copy, 2026) · Form source
| Deadline | Default | Source |
|---|---|---|
| Earnest Money/Trust Money paid | The form leaves the number of calendar days after the Effective Date blank, so it is whatever the parties negotiated. | Source (2026-10-16) |
| Loan application and credit report paid | By default it is 3 calendar days after the Effective Date (§2). | Source (2026-10-16) |
| Inspection Period ends | The form leaves the number of calendar days after the Effective Date blank, so it is whatever the parties negotiated. | Source (2026-10-16) |
| Closing Date | It is the date written into the contract. | Source (2026-10-16) |
Tennessee deadline FAQ
Do weekends count in Tennessee real estate contract deadlines?
Calendar days ending at 11:59 p.m. local time where the property is located. Counting starts the day after the Binding Agreement Date. If a performance deadline falls on a Saturday, Sunday or federal holiday, it extends to the next business day. The exceptions, which don't move, are the Closing Date, Date of Possession, Completion of Repair Deadline, and Offer Expiration Date.
What happens if a Tennessee contract deadline falls on a weekend or holiday?
On the Tennessee REALTORS Purchase and Sale Agreement (RF401), these move to the next business day: Earnest Money/Trust Money paid; Loan application and credit report paid; Inspection Period ends. These do not move: Closing Date.
Which holidays matter for Tennessee contract deadlines?
Saturdays, Sundays and federal holidays under 5 U.S.C. §6103(a).
Which Tennessee contract forms does ClosingCal cover?
Tennessee REALTORS Purchase and Sale Agreement (RF401) (RF401 (current association copy, 2026)).
Something missing or incorrect?