Florida financing / loan approval deadline
When the buyer must have loan approval or give notice to keep the financing contingency. Pushing back closing usually does not push back this date.
FR/Bar "AS IS" Residential Contract for Sale and Purchase
ASIS-7 (rev. 12/24, effective 1/1/2025)
Loan application due
By default it is 5 calendar days after the Effective Date (¶8(b)). The deadline is 11:59 PM local time.
Financed purchases only.
Source: www.floridarealtors.org · checked 2026-10-16
Loan Approval Period ends
By default it is 30 calendar days after the Effective Date (¶8(b)). The deadline is 11:59 PM local time.
Financed purchases only. Extending Closing does not extend this period.
Source: www.floridarealtors.org · checked 2026-10-16
If it falls on a weekend or holiday
- Loan application due: If it lands on a weekend or holiday, it moves to the next business day.
- Loan Approval Period ends: If it lands on a weekend or holiday, it moves to the next business day.
Calendar days, based on where the property is located. Any period or date that ends on a Saturday, Sunday, or national legal holiday (or observed holiday) extends to the next calendar day that isn't one (Standard F). Periods counted backward from Closing ('at least X days prior to Closing') move to the prior non-weekend, non-holiday day. Deadlines end at 11:59 p.m. local time.
Worked example: FR/Bar "AS IS" Residential Contract for Sale and Purchase
FR/Bar "AS IS" Residential Contract for Sale and Purchase. Effective Date Friday, October 16, 2026. Calculated with the same rules as the calculator.
| Deadline | Date |
|---|---|
| Loan application due | Wednesday, October 21, 2026 |
| Loan Approval Period ends | Monday, November 16, 2026 moved from Sunday, November 15, 2026, a weekend or holiday |
FR/Bar Residential Contract for Sale and Purchase
FloridaBar-7 (rev. 12/24, effective 1/1/2025)
Loan application due
By default it is 5 calendar days after the Effective Date (¶8(b)). The deadline is 11:59 PM local time.
Source: www.floridarealtors.org · checked 2026-10-16
Loan Approval Period ends
By default it is 30 calendar days after the Effective Date (¶8(b)). The deadline is 11:59 PM local time.
Source: www.floridarealtors.org · checked 2026-10-16
If it falls on a weekend or holiday
- Loan application due: If it lands on a weekend or holiday, it moves to the next business day.
- Loan Approval Period ends: If it lands on a weekend or holiday, it moves to the next business day.
Calendar days, based on where the property is located. Any period or date that ends on a Saturday, Sunday, or national legal holiday (or observed holiday) extends to the next calendar day that isn't one (Standard F). Periods counted backward from Closing ('at least X days prior to Closing') move to the prior non-weekend, non-holiday day. Deadlines end at 11:59 p.m. local time.
Worked example: FR/Bar Residential Contract for Sale and Purchase
FR/Bar Residential Contract for Sale and Purchase. Effective Date Friday, October 16, 2026. Calculated with the same rules as the calculator.
| Deadline | Date |
|---|---|
| Loan application due | Wednesday, October 21, 2026 |
| Loan Approval Period ends | Monday, November 16, 2026 moved from Sunday, November 15, 2026, a weekend or holiday |
Negotiated a different number?
Change it in the calculator and every date that depends on it recalculates.
Open the Florida calculatorFrequently asked questions
How is the "Loan application due" calculated on the FR/Bar "AS IS" Residential Contract for Sale and Purchase?
By default it is 5 calendar days after the Effective Date (¶8(b)). If it lands on a weekend or holiday, it moves to the next business day. It ends at 11:59 PM local time.
How is the "Loan Approval Period ends" calculated on the FR/Bar "AS IS" Residential Contract for Sale and Purchase?
By default it is 30 calendar days after the Effective Date (¶8(b)). If it lands on a weekend or holiday, it moves to the next business day. It ends at 11:59 PM local time.
How is the "Loan application due" calculated on the FR/Bar Residential Contract for Sale and Purchase?
By default it is 5 calendar days after the Effective Date (¶8(b)). If it lands on a weekend or holiday, it moves to the next business day. It ends at 11:59 PM local time.
How is the "Loan Approval Period ends" calculated on the FR/Bar Residential Contract for Sale and Purchase?
By default it is 30 calendar days after the Effective Date (¶8(b)). If it lands on a weekend or holiday, it moves to the next business day. It ends at 11:59 PM local time.
Do weekends count for this deadline in Florida?
Calendar days, based on where the property is located. Any period or date that ends on a Saturday, Sunday, or national legal holiday (or observed holiday) extends to the next calendar day that isn't one (Standard F). Periods counted backward from Closing ('at least X days prior to Closing') move to the prior non-weekend, non-holiday day. Deadlines end at 11:59 p.m. local time.
Something missing or incorrect?